RustPoint Tools
Back to toolsPersonal Income Tax Calculator
Estimate individual income tax and take-home pay from salary, social insurance, deductions, and tax periods.
Income and Deductions
Enter the employee-paid monthly social insurance and housing fund amount, excluding employer contributions.
Monthly taxable income
5,500.00
CNY
Cumulative taxable income
5,500.00
CNY
Cumulative tax
165.00
CNY
Tax paid in previous periods
0.00
CNY
2026 Individual Income Tax Brackets (Comprehensive Income)
Standard deduction: CNY 5,000/month
| Level | Cumulative withholding taxable income | Rate | Quick deduction |
|---|---|---|---|
| 1 | Up to CNY 36,000 | 3% | 0.00 |
| 2 | Over CNY 36,000 to CNY 144,000 | 10% | 2,520.00 |
| 3 | Over CNY 144,000 to CNY 300,000 | 20% | 16,920.00 |
| 4 | Over CNY 300,000 to CNY 420,000 | 25% | 31,920.00 |
| 5 | Over CNY 420,000 to CNY 660,000 | 30% | 52,920.00 |
| 6 | Over CNY 660,000 to CNY 960,000 | 35% | 85,920.00 |
| 7 | Over CNY 960,000 | 45% | 181,920.00 |